Determining the condition of an existing building and determining the path to restoration requires complex evaluation procedures. Each project has unique problems. It’s best to select a contractor with a background in building, general contracting, and licensed adjustment. That way, they can identify qualifying damage and any hidden or unforeseen issues before a claim is ever filed.
TIP: A Detailed Assessment Saves You Time and Money. Failure to conduct an accurate assessment can result in selecting the wrong course of action in your restoration, and may actually add to the current problem.
When it comes to filing a claim, you want to receive the most accurate settlement possible in order to restore your building fully. The challenge is that you also have a busy schedule, and filing claims isn’t exactly your life calling. Your contractor should partner with you to help make this task easier. You can schedule a consultation with them and determine what your claim needs are. They will walk you through the claims process in order to get an accurate settlement.
TIP: Partnering with a trusted contractor before the claim is filed improves the likelihood of an accurate settlement, and protects you from solicitors.
This is the same goal: receive the most accurate settlement possible. Insurance will send a representative to assess the existing settlement as it relates to the damage. It’s possible that your insurance claims representative won’t miss anything. They will do a very professional job, however it’s wise to have an expert construction witness – with a fresh perspective – seek out and uncover any unseen damage. They will partner with you to ensure that your claim is accurately adjusted so your building is made whole.
TIP: Is your contractor trusted by adjusters and insurance companies? What do their customers say about them?
The general contractor needs to work with you to design your plan within the budget of the Insurance Settlement to meet both city code and manufacturer requirements. This is an opportunity to design a plan for value and performance. For example, if you need a new roof, there could be a way to use superior materials, that will extend the life of your building significantly, at little or no additional cost to the overall budget.
TIP: Not all contractors have the portfolio or credentials to really value engineer your plan. Do your homework and look at the jobs they’ve done. Have they done a substantial range of restoration? If so, they will likely be able to design a restoration plan that truly adds value to your building.
They will vett and procure tier 1 subcontractors, vendors, and manufacturers, so you can rest knowing that the work is going to be done right (within budget and on time) – with the highest level of safety and oversight!
TIP: Your trusted contractor should offer complete transparency with their pricing and selection of tiered subcontractors, vendors, and manufacturers. Check for their certifications and if there’s any lack of transparency this should be a red flag.
The journey doesn’t stop after restoration. It’s important to be a steward of the building, and neglecting to do so could lead to greater costs in the long run. The solution is scheduled maintenance and inspections by Certified Maintenance Providers. They will partner with you to ensure your building keeps up with Warranty owner requirements. If they’re also the contractor that restored your building, that on-site working experience will save you significant time and money for any future maintenance jobs. Ultimately, when you maintain your roof, you’re protecting what’s below the roof for years to come!
TIP: Ask your contractor if they’re a Certified Maintenance Provider. Do they offer any incentives for joining a maintenance program?